Plastiq — Keep Paying for Google & Meta Ads with Your Credit Card
Meta Ads — Deadline: March 31, 2026
Don't let Meta and Google kill your campaigns.
Google and Meta have stopped accepting credit cards for ad spend. Plastiq lets you keep paying with your card — preserving your rewards, float, and workflow.
Keep your credit card rewardsWorks for Google Ads and MetaAutopay stays intactNo manual invoice managementCampaigns never go darkPCI DSS Level 1 CertifiedPowered by PriorityKeep your credit card rewardsWorks for Google Ads and MetaAutopay stays intactNo manual invoice managementCampaigns never go darkPCI DSS Level 1 CertifiedPowered by Priority
What Changed
Different Platforms. Same playbook.
Both Google and Meta have phased out credit card payments for advertisers.
Google Ads
As of July 2024, Google phased out credit card payments for high-growth advertisers. Affected accounts must use monthly invoicing or direct debit.
In effect since July 2024
Meta Ads
Starting February 2026, Meta began notifying ad accounts of the switch to monthly invoicing. The deadline for affected accounts is March 31, 2026.
Deadline: March 31, 2026
The Problem
This is more than a billing format change.
When you lose the ability to pay by credit card, three big things disappear with it.
01 — Autopay
Your Workflow Breaks Down
Monthly invoicing requires someone to receive, review, approve, and process a payment every month. For lean teams, that's a new recurring task with real risk of human error.
02 — Rewards
Cash Back Disappears
At $50,000/month in ad spend, a 2–3% cash back rate means $12,000–$18,000 back per year. That return disappears entirely when payments move to bank-based methods. The higher your spend, the bigger the loss.*
03 — Float
Cash Flow Becomes Unpredictable
Credit cards provide a 45–60 day float before the statement closes. With monthly invoicing, the billing cycle runs on the platform's schedule, not yours — adding unpredictability.
How It Works
Switch to Plastiq in three easy steps.
Plastiq acts as the bridge between your credit card and platforms that don't accept them. You pay Plastiq with your card. We pay the platform their preferred way.
1
Add Meta or Google as a Vendor
Log into Plastiq and set up Google Ads or Meta as a payee. Takes a few minutes to configure once — then it runs automatically on your schedule.
2
Pay with Your Credit Card
Plastiq charges your preferred card for the payment amount plus a 2.99% fee.
3
We Handle the Rest
Plastiq pays the platform via ACH, wire, or check — whichever they require. Your campaigns stay live with zero disruption and zero manual work on your end.
How it Works
Simplify your billing with Plastiq
Your payment processes on time, your card keeps earning rewards, and your campaigns stay live.
Paid directly to Meta or Google via Plastiq
Keep earning rewards
Campaigns stayed live without interruption
What You Keep
Everything you'd lose — preserved with Plastiq.
Plastiq doesn't just solve the immediate payment problem. It keeps your entire workflow exactly as it was.
Autopay Stays Intact
No new monthly tasks. No invoices to track, approve, or pay manually. Your campaigns keep running without anyone on your team touching a thing.
Every Dollar Still Earns
Keep earning cash back, points, and miles on every dollar of Google and Meta ad spend — regardless of which payment method the platform requires on their end.
Up to $18k/yr
in preserved rewards at $50k/mo spend*
Float on Your Terms
Your card's billing cycle stays in your control, not the platform's. Keep the 45–60 day window of working capital you've built your cash flow management around.
Zero Risk of Going Dark
A missed invoice can pause your Google or Meta campaigns, disrupt lead flow, and cost far more than the invoice itself to fix. Plastiq eliminates that risk entirely.
A payment that slips through the cracks doesn't just cost you the invoice amount. It can pause your campaigns, disrupt lead flow, and require time to troubleshoot and reinstate.
That's the risk monthly invoicing introduces. Plastiq removes it.
Beyond Ad Spend
One solution for every bill that doesn't take cards.
Once your account is set up for Google and Meta payments, Plastiq works for any business expense that doesn't typically accept credit cards. Consolidate all your payments in one place and keep maximizing rewards everywhere.
Rent & Leases
Wholesale & Inventory
Taxes & Fees
Vendors & Suppliers
International Payments
Ad Platforms
Keep your advertising running. Keep your rewards.
Sign up for Plastiq today and stay ahead of Google and Meta's payment changes — without changing anything about the way you work.
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*Reward and spend figures are estimates based on commonly available cash back rates and are provided for illustrative purposes only. Actual returns will vary based on card type, spend volume, and program terms. Plastiq assesses a 2.99% fee for each payment charged to your card. Payments may incur additional fees based on the country the card was issued in or method of delivery. The promotional rate of 2% on the first $2,000 in cumulative spend using a US Bank Card ends 5/31/2023. Valid for new Plastiq customers only.
**Some restrictions apply. Please refer to www.plastiq.com/FAQ for details.
***Please consult your provider for availability of discounts.
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