Sell now.
Pay later.
Plastiq Pay lets you profit before you pay while racking up the benefits of paying business expenses by credit card.
The Benefits of Plastiq Pay
Plastiq offers more than flexible payment options
No subscription fees
Plastiq accounts and access to all of the amazing features is completely free. You only pay the fees associated with sending payments.
Profit first, pay later
Sell your product before you pay for it to achieve an amazing Cash Conversion Cycle.
Better than a bank loan
2.9% credit card fees for a 60-90 day cycle offer an effective cost of capital much lower than an SMB loan.
Credit card payment perks
Cash back, rewards, fraud protection–benefits for you and your business.
Fast global payments
Use credit cards or short-term financing for worldwide ACH and wire payment delivery.
Short-Term Financing
The work-around to working capital.
Growing businesses require more capital. Plastiq offers instant access to flexible spending power.
Financing without strings.
Low-hassle, high-limit, bank-free business loans.
Repay your way.
Flexible terms to pay back loans via your credit card or bank account.
Trust the transparency.
No hidden fees, no collateral–just industry-best rates.
Our Partner cards
Partner up for better business credit cards.
Plastiq recommends top business credit issuers. Supercharge your growth with business-optimized card features.
What our clients are saying
"I run a construction and real estate business where I'm buying and restoring older homes to flip. Plastiq helps me balance my cash flow."
Stuart Fox, CEO